PRICING CALCULATOR

The Bigger Your Family, the Worse Per-Child Pricing Gets

The Ortiz-Bell household has 7 kids spanning kindergarten through 8th grade. On a typical $45/month per-child homeschool app, that's $315 a month before a single workbook gets ordered. Run that number against a flat family price and the gap isn't small โ€” it's rent-payment-sized. Here's the actual math, broken down by family size.

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$39.99/mo flat, up to 8 kids

Per-Child Pricing, By the Numbers

Most digital homeschool curriculum apps price per learner โ€” commonly somewhere in the $30-50/month range per child. That structure works fine for a one- or two-kid household. It compounds fast for anyone above that. Below is the monthly and annual cost at a representative $40/month per-child rate, for family sizes from 2 to 8 kids, next to what the same family pays on Lumi's flat price.

KidsPer-Child App ($40/mo/kid)Annual (Per-Child)Lumi Academy (Flat)Annual (Lumi)
2$80/mo$960/yr$39.99/mo$299.99/yr
3$120/mo$1,440/yr$39.99/mo$299.99/yr
4$160/mo$1,920/yr$39.99/mo$299.99/yr
5$200/mo$2,400/yr$39.99/mo$299.99/yr
6$240/mo$2,880/yr$39.99/mo$299.99/yr
7$280/mo$3,360/yr$39.99/mo$299.99/yr
8$320/mo$3,840/yr$39.99/mo$299.99/yr

Figures use an illustrative $40/month per-child rate, representative of commonly reported per-learner pricing as of 2026. Actual per-child pricing varies by provider. Not personalized financial advice โ€” check current pricing for any specific platform before deciding.

Where the Gap Actually Comes From

๐Ÿ’ต Per-Child Pricing Multiplies Linearly

Every additional kid adds another full subscription fee on top of the last one. There's no discount curve โ€” the 6th kid costs exactly as much as the 1st.

๐Ÿท๏ธ Flat Pricing Doesn't Move

Lumi's $39.99/month covers the account, not the headcount. Whether it's 2 kids or 8, the number on the bill is identical.

๐Ÿ“ˆ The Gap Compounds Every Year

A 7-kid family on per-child pricing isn't just paying more this month โ€” that gap repeats every month, every year, for as long as that many kids are enrolled.

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The One-Time Option for Very Large, Long-Term Households

For a family like the Ortiz-Bells, homeschooling 7 kids across a full decade-plus span from kindergarten through high school graduation for the youngest, monthly billing eventually adds up regardless of which flat-price plan they're on. The $1,499.99 Lifetime Pass is a single one-time payment that bundles Lumi Academy, Lumi High, Lumi Lingo, and the Curriculum Vault, covering the same up-to-8-kids account with no further billing at all after that one payment โ€” useful specifically for large families who already know they're in this for the long haul.

What Lumi Includes

๐Ÿงฎ
One Flat Price
$39.99/mo or $299.99/yr โ€” the number doesn't change with family size.
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Up to 8 Kids, One Account
Each child gets their own profile, pace, and progress tracking.
๐Ÿ“˜
16+ Subjects Included
Math, ELA, Science, Social Studies, Coding, Art, Music, Life Skills, and more, all at the same flat price.
๐Ÿ”“
$1,499.99 Lifetime Pass
One payment for Academy, High, Lingo, and the Curriculum Vault, no more billing after.

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See your family's actual number. Full Kโ€“8 curriculum, one flat price, up to 8 kids.

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Frequently Asked Questions

How much does per-child homeschool pricing cost a family of 6 kids?
At a common per-child rate of $40-50/month, a family of 6 kids pays roughly $240-300/month, or $2,880-$3,600/year, just for the core digital curriculum subscription โ€” before any supplemental materials.
At what family size does flat pricing start saving real money?
With Lumi's flat $39.99/month price, the savings versus per-child pricing start at the second child and grow with every additional kid. By 4-5 kids the gap is typically hundreds of dollars per month; by 7-8 kids it can be well over $2,000/year.
Does Lumi really not charge more for more kids?
Correct. Lumi Academy is $39.99/month or $299.99/year flat, covering up to 8 kids on one account, each with their own profile and pacing. The price doesn't change whether one child or eight children are enrolled.
What if a family has more than 8 kids?
Lumi's flat pricing covers up to 8 kids on a single account. Families beyond that size should check current plan details directly, since coverage past 8 learners isn't part of the standard flat-price tier.
Is there a one-time payment option for large families instead of monthly billing?
Yes. The $1,499.99 Lifetime Pass bundles Lumi Academy, Lumi High, Lumi Lingo, and the Curriculum Vault into a single one-time payment that also covers up to 8 kids, which can make sense for large families planning to homeschool for many years.